Hi Ladies, are you aware of the benefits of using a credit card for your daily needs?

Are credit cards scary or inviting you?



Credit card is not an alien tool anymore. Everyone has a one or two credit cards with them. Women in Sri Lanka tend to keep a credit card for their “in-case” purposes, i.e. for any emergencies.

Do you know that the credit cards have more benefits than this regular “in-case” purpose? This article is to make you aware of few other benefits that your credit card may offer you;


01) A good neighbor for any emergency

Credit cards can be helpful in case of any emergency. Not only can they help if you’re in a bind without cash, but many cards offer helpful features such as roadside assistance, medical emergencies or travel insurance. It’s worth to check on what protections your card might offer?


02) Cash back facility

How would you feel when you receive some cash back on your purchases? There are credit cards that tend to deposit about 10% back to your credit card account when you buy your daily utensils from super markets or when you purchase fuel in cash. What an amazing saving would it be?

The cash-back credit card was first popularized in the United States, and the idea was simple: Use the card and get 1% of your balance refunded regardless of what you bought or where you bought it. Today, the concept has grown and matured: Some cards now offer 2%, 3% or even as much as 10% back on selected purchases.


03) Installment basis payments with 0% interest when purchasing laptops, mobile phones and home appliances which frequently updating.

It is natural to charge an interest when purchasing items on installment basis. But now it is not the case, some banks make it a less of a burden when purchasing mobile phones, computers lap tops and some selected home appliances such as micro wave ovens and televisions. Why pay it all at once or pay it with an interest when you can pay it on interest free installment basis?


04) Amazing Discounts

Credit cards can be helpful in case of any emergency. Not only can they help if you’re in a bind without cash, but many cards offer helpful features such as roadside assistance, medical emergencies or travel insurance. It’s worth to check on what protections your card might offer?


05) Easy use

Now, you do not need to carry your cash with you anymore. How convenient is it? If you pay your attention on paying the required minimum payment by the given due date, you wouldn’t be charged extra for any late payment fee. Moreover, when it comes to protecting your money, the advantages of using credit cards compared to cash, cheques or money orders are numerous.


06) Online Purchases

Online purchases from web sites such as Ebay, AliExpress and Amazon cannot be completed without a credit card. But you need to be careful on your credit card security and hence better to go ahead with a reputed bank when choosing your credit card.

Credit cards are highly convenient if you use it wise. Therefore, it is advisable to learn the art of money management to reap the benefits profitably.


Click Here to Apply for a Credit Card


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